Independent insurance help since 1997
Call (435) 767-1415insurance@gettherightplan.com
INDIVIDUAL & FAMILY HEALTH INSURANCE

Health insurance without all the confusion.

Get an ACA Marketplace Health Insurance Quote here

For ACA Marketplace coverage through HealthCare.gov, Open Enrollment runs from November 1 through January 15. Enroll from November 1 through December 15 for coverage beginning January 1, or from December 16 through January 15 for coverage beginning February 1. Coverage starts after you pay your first premium by the plan’s deadline. Outside Open Enrollment, you generally need to qualify for a Special Enrollment Period. Qualifying events may include having a baby, getting married, a qualifying move outside your current plan’s service area, or losing eligible health coverage, such as employer-sponsored group coverage. Eligibility rules, documentation requirements, and deadlines apply. Contact Greg & Adele for details about ACA plans, enrollment periods, and your options.

Need coverage for yourself or your family? We help Utah clients understand ACA Marketplace options, possible premium assistance and the enrollment process.

LOCAL PEOPLE, PERSONAL HELP

Need help finding health coverage?

Let us put our 30 years of experience to work for you. We’re right here in St. George and happy to help you explore your options.

Talk With Us
Adele Davies welcoming visitors to UtahSeniorPlans.com
WHAT DO YOU NEED?

Start with your situation.

Health insurance rules and enrollment opportunities can depend on what’s happening in your life.

♡

I need my own coverage

Individual and family ACA Marketplace plans can provide comprehensive major-medical coverage when you don’t have coverage through an employer or another program.

$

I want to check savings

Depending on household and eligibility factors, premium tax credits may reduce what you pay for Marketplace coverage.

↻

I recently had a life change

Losing other coverage, moving, marriage, birth or other qualifying events may create a Special Enrollment Period outside annual Open Enrollment.

QUICK ONLINE OPTION

Shop ACA Marketplace plans online.

Use the ACA Marketplace quote link above to review available plans and estimated costs. Greg & Adele can help you compare your options and complete enrollment.

Click Here to Make an AppointmentGet Personal Help
Good to know: Don’t compare plans on premium alone. Deductibles, maximum out-of-pocket costs, provider networks, prescriptions and how you expect to use healthcare all matter.
HOW IT WORKS

Three straightforward steps

1

Tell us what you need

Household information, preferred doctors, prescriptions, expected healthcare needs and budget.

2

Review available plans

Compare premiums with deductibles, networks, benefits and estimated overall costs—not just the cheapest monthly price.

3

Enroll

When you’re comfortable with your choice, complete the enrollment and keep the plan information for your records.

COMMON QUESTIONS

Individual health insurance basics

When can I enroll?

ACA coverage has an annual Open Enrollment period. Certain life events may also qualify you for a Special Enrollment Period at other times of the year.

Can I get help paying the premium?

Premium tax credits may be available depending on eligibility factors such as household information and access to other coverage. The Marketplace application determines eligibility.

How do I know whether my doctor is in-network?

Networks vary by plan. Check your important doctors and facilities before enrolling, and confirm directly with the provider when appropriate.

I’m self-employed. Can I use Marketplace coverage?

Many self-employed individuals use individual Marketplace coverage. Your eligibility and financial assistance depend on your specific circumstances.

Let’s find a health plan that fits.

Shop online now or schedule time with Greg for personal help comparing your options.

Click Here to Make an AppointmentSchedule Appointment
Call Greg: (435) 767-1415